A hit-and-run accident can leave an injured person with an especially difficult problem: the driver responsible for the collision may be unknown or unavailable.
Even when the other driver cannot be identified or does not have adequate insurance, there may still be legal and insurance issues worth investigating.
What Should You Do After a Hit-and-Run?
If you are involved in a hit-and-run accident, first make sure you are safe and contact emergency services when appropriate.
Try to record as much information as possible, including:
- Vehicle description
- License plate information
- Direction the vehicle traveled
- Location of the collision
- Time of the accident
- Witness contact information
- Photographs or video
- Nearby surveillance cameras
Even a partial license plate or vehicle description can sometimes be useful.
Seek Medical Attention
Some accident injuries may not be obvious immediately. Medical evaluation can help identify injuries and establish documentation concerning your condition.
Keep copies of medical records and bills associated with the accident.
Review Your Insurance Coverage
Depending on the circumstances, uninsured motorist or underinsured motorist coverage may become relevant. The availability and application of coverage depend on the specific policy and facts.
Do not assume that a hit-and-run means there is no possible source of insurance recovery.
Why Insurance Policies Need to Be Reviewed Carefully
Insurance policies can contain complicated provisions, requirements, exclusions, and deadlines. An attorney may review the applicable policy and help determine what questions should be addressed.
A Hit-and-Run Case May Require Investigation
Iscoe Law's published results include cases involving hit-and-run accidents and uninsured motorist coverage. One reported case involved a client injured in a hit-and-run collision on I-95, followed by litigation concerning uninsured motorist coverage.
Every case is different, and previous case results do not guarantee a similar result in another matter.
If you were injured in a hit-and-run accident, promptly documenting the incident and reviewing your insurance coverage may be important steps.
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Legal Disclaimer: These articles are provided for general informational and educational purposes only. They are not legal advice and do not create an attorney-client relationship. Laws, deadlines, and available legal remedies vary according to the facts of each case. Readers should consult a qualified attorney regarding their individual circumstances.